Root Mortgage Services

Expert Advice From Mortgage Specialists

Our Services

  • We truly believe in doing all we can to get you on to the property ladder with as little stress as possible.

  • With over 10+ years in the housing industry our advisors have always worked along side Estate Agents.

  • Whatever the reason you may need to remortgage, you want to be confident you’re getting the best deal, and we can provide that confidence.

  • For over 5 years Rhys has specialised in Buy to Let Property Investment.

Need help finding the right mortgage?

About us

Founded in 2021, Root Mortgage Services promise to deliver excellence in every aspect of your mortgage journey. Our team has over 10+ years of experience in the mortgage industry, giving us in-depth knowledge into lenders, products & criteria. We pride ourselves on the customer service we provide to all of our clients from the moment you enquire, to the day you complete on your new mortgage.

Contact us

Office Telephone: 0151 545 1553

Email Address: Info@rootmortgages.co.uk

Address: Root Mortgage Services, Cleveland Street, CH41 6ND

We are proud of our 90+ five star google reviews. Have a look at some of them, or head to our google page to see what all of our clients have to say about our service.

  • Kieran has gone above and beyond to help us secure our first mortgage, exploring every avenue to not only get us the best deal but helping with solicitors and in nearly every aspect of our home buying journey. we honestly couldn’t of navigated the absolute minefield that was in-front of us without him. From start to finish Root mortgages (and for us Kieran in particular) have been incredible. We would highly recommend them to anyone looking for a mortgage and look forward to working with you again when the time comes.

    R. Thompson

    I’ve followed Kieran from his last place of work as the first time I used him I thought he was fantastic and understood my needs so I contacted him again for my remortgage. He knew exactly what I wanted and made it happen quickly and easily. The process which sometimes a nightmare was seamless and pain free. I can’t recommend Kieran and Root Mortgages enough. Thank you

    N. Palin

    Could not be more grateful for getting put in touch with root mortgages and particularly Rhys who has gone above and beyond to help us through the process. Having very little knowledge and buying a first home Rhys could not of made the process any easier for us. Rhys sorted out the mortgage for us in such a short space of time, put us in touch with the relevant people to facilitate buying our home and has offered endless advise and been available for any questions we had. He has made the whole process stress free for us and would recommend him to anyone.

    E. Walker

    From start to finish Francesca at Root Mortgages has been brilliant. She has ensured our journey to getting a mortgage has been stress free and we really can’t thank her enough! Her professionalism and knowledge has been second to none whilst also always being approachable and friendly. We absolutely recommend this service. Thank you Francesca!

    C. Stirrup

    I can’t possibly say how thankful I am for Kieran at Root Mortgages. Over 18 months he supported me to get me the exact dream home I could afford. After being outbidded on one property, building issues on another, we finally got our home (third times a charm) !! He was consistent in going the extra mile, nothing was ever too much trouble. The turnaround was so fast. We completed the sale within 8 weeks which was incredible. I absolutely recommend using this service, it was stress free and having your hand held when you buy a property is absolutely worth it. Post sale Kieran also sorted my life insurance which was a 3 minute phone call! 10/10! Thank you!

    K. Edwards

    Absolute 5 star service from Root Mortgages, couldn’t have asked for better. Kieran was always there to answer any questions I had and always kept in touch with me regarding the progress of my mortgage offer. Will definitely be back when my current deal ends, couldn’t recommend them enough!

    M. Broadfield Mellor

    We have been a customer of Rhys for many years. Outstanding customer service. If Rhys can’t get you a mortgage then I don’t think anyone can. We would have no hesitation in recommending Root Mortgage services and Rhys Davidson. Five stars

    D. Miller

    What a fantastic service. Kieran has made the whole process as stress free as possible. Kieran has always been on hand to answer all our questions and explained everything fully. I would highly recommend Kieran to anyone looking for help with their mortgage. We will be definitely returning for future help. Thank you again.

    Z. Jones

FAQ’s

  • With an Agreement in Principle (AIP), you can take the first step to buying or remortgaging your home. An AIP will give you an idea of how much you could borrow before you apply for a mortgage.i

  • A mortgage offer is a confirmation that your application for a mortgage has been checked and approved. You only get a mortgage offer letter once you've completed the mortgage application process.

  • No. We will guide you through the process, submit your full mortgage application, help you find a property & guide you through the solicitor paperwork.

  • When you first contact us, we will run through some basic questions which we will then take to multiple lenders to see how much they will lend you.

  • Yes. You can get a mortgage if your self-employed.